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What are Omni-Channel Payments?

The explosion of mobile wallets, peer-to-peer (P2P) apps, and virtual cards, along with the plethora of new point-of-sale and money transferring services has given rise to a new term: “omni-channel payments.”  Omni-channel payments refers to the ability of consumers to…

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2019 Interchange Updates

Interchange, dues, and assessments (aka “Interchange”) refer to fees set by the card associations (VISA, MC, DISC, AMEX) that represent the base or “wholesale” costs of accepting credit/debit cards.  All businesses incur these fees, which are paid directly to the…

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To sign or not to sign?

That is the question. The answer isn’t as simple as a yes or no. In April 2018, Visa issued an official notice indicating that EMV-enabled merchants would no longer be required to capture signatures as a method of cardholder verification…

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Understand Where your Money Goes

Businesses across the spectrum must accept credit cards—from retail stores to manufacturers, and healthcare practices to restaurants—it’s a necessary financial tool. And while it can bring frustration, higher cost and less peace-of-mind to most business owners, it can be beneficial…

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Trends in Technology

Trends in Technology If you missed us at MIB Community Banking Conference last week, here are a few takeaways from our presentation: The industry is ever-changing. Omni Channel and Omni Payments are growing and with that, comes increased security and…

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