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What is a High Ticket?

... and why does it matter? Any business that wishes to open a merchant credit card processing account must complete and sign application paperwork, which is submitted to an acquiring bank for underwriting before the account is approved.  On a…

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Digital Wallets and Contactless Payments

Digital Wallets and Contactless Payments-what do you know about the changing landscape of digital wallets? Educate yourself on the pro's and con's and determine if you are ready to trust this growing payment trend. Own a business? Learn more about what you may need to know when accepting these payments.
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What are Omni-Channel Payments?

The explosion of mobile wallets, peer-to-peer (P2P) apps, and virtual cards, along with the plethora of new point-of-sale and money transferring services has given rise to a new term: “omni-channel payments.”  Omni-channel payments refers to the ability of consumers to…

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2019 Interchange Updates

Interchange, dues, and assessments (aka “Interchange”) refer to fees set by the card associations (VISA, MC, DISC, AMEX) that represent the base or “wholesale” costs of accepting credit/debit cards.  All businesses incur these fees, which are paid directly to the…

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To sign or not to sign?

That is the question. The answer isn’t as simple as a yes or no. In April 2018, Visa issued an official notice indicating that EMV-enabled merchants would no longer be required to capture signatures as a method of cardholder verification…

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