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Trends in Underwriting

Many facets of business, including merchant services, are being impacted by COVID 19.   Acquiring banks and processors view their risk of credit card chargebacks as greater, particularly for businesses that expense their customers in advance of delivery of the service…

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The Chargeback Process

Chargebacks are one of the most frustrating aspects of credit card payment acceptance and something that nearly all businesses that take cards will have to deal with at one point or another.  If you are new to processing or rarely…

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To Square or Not to Square?

When a business should consider an alternative. It’s sleek. It’s easy. As a consumer, you have probably swiped your credit card on one of these readers at some point, be it at your local coffee shop or small retail outlet. …

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What is a High Ticket?

... and why does it matter? Any business that wishes to open a merchant credit card processing account must complete and sign application paperwork, which is submitted to an acquiring bank for underwriting before the account is approved.  On a…

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