Michael K. Higgins

Mike is a founding partner of MSP Consulting. Mike has more than 30 years of business consulting experience helping clients increase performance. Mike has extensive experience working with businesses to optimize their non-cash payments across many industries and has presented at banking conferences to help financial institutions improve payment services to businesses. Prior to MSP Consulting, Mike was a partner at Accenture, one of the world’s leading technology and management consulting firms. Mike graduated Cum Laude with a degree in Industrial and Management Systems Engineering from the University of Nebraska, Lincoln, and has three children with his wife Sue.

Steven D. Beene

Steven D. Beene

Steve is a founding partner of MSP Consulting. Steve has more than 25 years experience guiding clients and bank partners in the area of payment solutions and associated technologies, but specializes in deploying solutions for healthcare, franchise and business-to-business markets and works closely with community bank partners to optimize their non-cash payment offerings. Previously, Steve was a partner with Accenture, one of the world’s leading management and technology consulting firms. Steve has an undergraduate degree in Business Administration and Economics as well as his MBA in Finance from the University of Kansas and has three children with his wife Ginny.

Patrick T. O'Boyle

Patrick T. O’Boyle

Patrick is a founding partner of MSP Consulting. Patrick has more than 20 years experience advising businesses in the areas of payment services technologies, customer service and support, as well as experience working across several industries, from startups to Fortune 500 businesses. Patrick’s primary payments expertise is in the healthcare industry and business-to-business marketplace. Previously, Patrick was a partner with Accenture, one of the world’s leading management and technology consulting firms. Patrick is a graduate of Texas A&M where he earned a Bachelor of Science in Electrical Engineering and is blessed with three children with his wife Shannon.